Big Torch Key Homes with Conventional Finance Terms

Big Torch Key Homes with Conventional Finance Terms

Welcome to Big Torch Key, a hidden gem nestled in the heart of the Florida Keys! This enchanting island, part of Monroe County, is known for its stunning natural beauty, serene atmosphere, and a close-knit community that embodies the laid-back island lifestyle. With its pristine beaches, crystal-clear waters, and lush tropical landscapes, Big Torch Key offers a tranquil retreat for those seeking a slice of paradise.

Big Torch Key is a haven for outdoor enthusiasts and nature lovers alike. Explore the vibrant marine life while kayaking through the mangroves or enjoy a day of fishing in the azure waters. For those who prefer to relax, the island’s secluded beaches provide the perfect backdrop for sunbathing or a leisurely picnic. The island is also conveniently located near the famous Florida Keys National Marine Sanctuary, making it an ideal spot for diving and snorkeling adventures.

When it comes to real estate, Big Torch Key offers a variety of homes that cater to different lifestyles and budgets, with many properties available under conventional financing terms. Whether you’re looking for a cozy waterfront cottage or a spacious family home, you’ll find options that combine comfort and charm. The local real estate market is thriving, making it an opportune time to invest in your dream home on this idyllic island.

Experience the magic of Big Torch Key, where every day feels like a vacation. Embrace the island life and discover the perfect home that allows you to create lasting memories in this beautiful corner of Florida!

Newest Big Torch Key Homes with Conventional Finance Terms

4670 Dorn Rd, Big Torch
$4,300,000
2 Beds ⋅ 2 Baths ⋅ 621317 MLS
There are very few places left in the Florida Keys where you can experience true waterfront privacy, EXPANSIVE acreage, protected dockage, open-water views, and direct boating access all from a single property. Blue Fish Point is one of those rare places. Set on an extraordinary 2.84-acre point lot on Big Torch Key, this represents a unique opportunity to own one of the Lower Keys' most remarkable private waterfront estates. Encompassing more than 1,000 feet of shoreline and surrounded by water on multiple sides, the property offers an unmatched combination of seclusion, natural beauty, boating convenience, and future potential. For serious boaters, anglers, and those seeking a private waterfront retreat, Blue Fish Point delivers an exceptionally rare combination of features. The estate offers protected canal frontage, deep-water dockage, a private boat launch, open-water shoreline, spectacular sunset views, and direct access to both the Atlantic Ocean and Gulf of Mexico (America) through nearby Niles Channel. Whether your interests include offshore sportfishing, backcountry adventures, sunset cruising, diving, lobstering, or simply enjoying life on the water, this property places it all at your doorstep. What makes Blue Fish Point truly exceptional is that it combines the best of both worlds: an updated waterfront residence ready to enjoy today, and an extraordinary amount of land and waterfront that provides unlimited possibilities for expansion tomorrow. The bay bottom is included with the property adding to its rarity. The existing remodeled residence (by D'Asign Source) offers an open-concept design, with a gourmet kitchen and large remodeled bathrooms. Ample storage with new appliances and two laundries. Expansive cleared land provides an exceptional canvas for expansion, a custom waterfront estate, guest accommodations, or a private family compound. Architectural plans are available. A must see property to appreciate-28 miles from Key West See all the features in the Documents Tab called 4670 Dorn Road Supplement.

4670 Dorn Rd, Big Torch
3256 Catherine St, Big Torch
$1,899,000
2 Beds ⋅ 2 Baths ⋅ 620940 MLS
Tucked away on Big Torch Key, this CBS-constructed waterfront home offers a quiet, private setting with beautiful open-water views and remarkable year-round sunsets. Surrounded by the natural beauty of the Lower Keys, Key deer are often seen nearby, while backcountry boating and flats fishing are just minutes away. Boaters will appreciate convenient access to both Gulf and Atlantic waters. Inside, the kitchen, dining and living areas open toward the water, with large glass doors framing the views and leading to the expansive wraparound porch. The kitchen offers ample cabinetry, counter space and bar seating, while the open layout keeps the water and sunsets in view throughout the main living space. The primary suite feels like its own private wing, set beyond a dedicated library with a walk-in closet, ensuite bath and direct porch access. The guest bedroom also opens to the porch, giving both bedrooms a connection to the outdoors. The waterfront is where the lifestyle truly comes together. A private dock extends into the water and opens to a spacious seating area with a built-in angler's table, ideal for fishing, cleaning the day's catch, launching kayaks or paddleboards, snorkeling or watching the sunset. Lobster and fish can be found around the dock, while nearby waters offer exceptional boating and flats fishing, along with access to Looe Key, a popular Florida Keys destination for snorkeling and scuba diving, known for its coral reef and abundant marine life. Waterfront restaurants are close by, along with a shopping center offering a grocery store, gym, library and additional shops. With 155 feet of waterfront, the property also offers the possibility of constructing an additional waterfront guest house.

3256 Catherine St, Big Torch
4049 Egret Ln, Big Torch
$1,250,000
5 Beds ⋅ 5 Baths ⋅ 619914 MLS
Waterfront living meets comfort and functionality in this move-in ready canal front home. Offering 120 feet of concrete dockage in a deep water canal. Quick boating access to Niles Channel. Designed for the ultimate Florida Keys lifestyle, this property combines spacious indoor living with exceptional outdoor entertaining areas. The main home features 2 bedrooms and 2 bathrooms with an open-concept floor plan ideal for entertaining. The modern kitchen is equipped with quartz countertops, stainless steel appliances, and plenty of space for gathering with family and friends. An additional guest wing offers 3 separate bedrooms, each with its own ensuite bathroom, providing privacy and flexibility for guests or extended family. Enjoy seamless indoor-outdoor living from the large screened-in porch breezeway -- the perfect place for morning coffee, evening dinners, or relaxation. Outside, the concrete swimming pool creates a true tropical retreat, while the spacious outdoor areas offer plenty of room for entertaining. The ground level includes an expansive enclosed garage with room for multiple vehicles, storage, and all your boating and fishing gear. The fully fenced property offers abundant parking for cars, boats, RVs, and trailers, making it ideal for full-time living or a Keys getaway. Located in a quiet neighborhood, this property delivers the best of waterfront living with easy boating access, generous space, and move-in ready convenience.

4049 Egret Ln, Big Torch
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