Bay Point Amd & 1st (15.0) Homes with Conventional Finance Terms

Bay Point Amd & 1st (15.0) Homes with Conventional Finance Terms

Welcome to Bay Point Amd & 1st, a hidden gem nestled in the picturesque Saddle Bunch, Florida, within the beautiful Monroe County. This charming subdivision offers a unique blend of tranquility and accessibility, making it an ideal choice for those seeking a serene lifestyle without sacrificing convenience.

Bay Point Amd & 1st is characterized by its inviting community atmosphere and stunning natural surroundings. The area is dotted with lush greenery, and residents can enjoy breathtaking views of the nearby waters, making it a perfect retreat for nature lovers. The homes here boast a variety of architectural styles, catering to diverse tastes and preferences. Whether you’re looking for a cozy cottage or a spacious family home, Bay Point Amd & 1st has something for everyone.

One of the standout features of this subdivision is the availability of homes with conventional financing options. This accessibility opens the door for a wider range of buyers, making it easier to turn your dream of homeownership into a reality. With competitive rates and flexible terms, you can find a financial solution that suits your needs.

Living in Bay Point Amd & 1st means embracing a laid-back lifestyle while still being within reach of the vibrant activities that Monroe County has to offer. From local dining and shopping to outdoor adventures, there’s always something to explore. Don’t miss the chance to be part of this enchanting community; your dream home awaits in Bay Point Amd & 1st!

Newest Bay Point Amd & 1st (15.0) Homes with Conventional Finance Terms

12 Bay Dr, Saddle Bunch
$972,000
3 Beds ⋅ 1 Baths ⋅ 621164 MLS
Tucked along a wide, deep canal, this concrete 3 bedroom, 1 bath home offers a thoughtfully designed split floor plan that creates privacy and flexibility rarely found in a home of this size. The primary suite occupies its own side of the home, while the guest quarters are positioned on the opposite side--ideal for visiting family and friends, a home office, or simply having separate spaces to retreat and unwind. At the heart of the home, the living and kitchen areas bring everyone together with classic Conch island style and thoughtful updates, including new kitchen appliances, a remodeled bathroom, and efficient ductless mini-splits. Outside, the property feels like a private tropical retreat. Two mango trees, key lime, lemon, and starfruit trees mingle with palms and tropical flowers, creating a lush backdrop for slow mornings and easy entertaining. Relax on the sandy beach with lounge chairs, unwind in the jetted swim spa, rinse off in the outdoor shower with full bath, or enjoy the screened porch after a day on the water. For boaters, the waterfront setup is exceptional. The 50-foot-wide canal offers 3+ feet of control depth, complemented by a 75-foot concrete seawall, fish-cleaning station, and rare grandfathered private boat ramp--a feature increasingly difficult to find in the Keys. There's also abundant parking for large boat trailers, multiple vehicles, or a guest RV, plus a 30-amp RV hookup and wired for a whole house generator. Practical improvements include a newer roof, new 100-amp electrical service panel and mast, and mostly impact windows with shutters for the remainder, rounded out by a 14 foot sliding chainlink. Whether you're looking for a full-time island home or weekend escape, this property brings together privacy, boating access, generous parking, outdoor living, and tropical character in this truly special slice of the Florida Keys. Local favorite Baby's Coffee, a neighborhood park, and tennis/pickleball courts are just steps

12 Bay Dr, Saddle Bunch

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