78 Bay Dr, Saddle Bunch, FL 33040

$1,725,000
4
BD
4
BA
2,454
SqFt

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Sold Price
$1,725,000
List Price
$1,849,999
Closing Date
May 01, 2026
MLS#
616566
Status
CLOSED
Island
Saddlebunch
County
Monroe
City
Saddle Bunch
Area
Bay Point to Sugarloaf
Subdivision
Bay Point Amd & 1st (15.0)
Neighborhood
06 - Bay Point to Sugarloaf
Bedrooms
4
Bathrooms
4
Living Area
2,454
Acres
0.24
Year Built
1963
Days on Market
223

Property Description

78 Bay Drive offers a rare opportunity to own a turnkey Keys retreat that seamlessly blends peaceful oceanfront living with built-in income potential. The main-upper residence features two bedrooms and two bathrooms, with both the primary suite and main living area capturing sweeping, unobstructed ocean views. Expansive sightlines and direct access to multiple decks and inviting outdoor living spaces create a seamless indoor-outdoor experience, immersing you in the natural beauty and tranquility of the surrounding water. A standout feature of the property is the separate lower-level livingspace, complete with its own private entrance, newly installed kitchen, ocean views, and ample parking. Perfectly suited for hosting guests or generating income, this space presents an exceptional opportunity to offset the cost of ownership while maintaining privacy in the main residence above. Offering remarkable flexibility, the property can be enjoyed as a single-family home with generous total square footage, or configured as two distinct living spaces, allowing a new owner to tailor its use to their lifestyle or investment goals. The home has been extensively upgraded, including a new pool and spa, expanded decks and stairs, a brick driveway, hurricane impact windows and sliding doors, a 200-amp electrical service upgrade, and mini split AC systems for efficient, individualized climate control. Blending modern upgrades with versatile living and a breathtaking waterfront setting, 78 Bay Drive is a distinctive Lower Keys offering -- equally compelling as a private coastal sanctuary, an income-producing property, or a combination of both.

Additional Information

Taxes
$9,659
Interior Features
Sun Room
Furnished
Furnished
Appliances
Washer, Refrigerator, Range, Oven, Some Gas Appliances, Wine Cooler, Stainless Steel Appliance(s)
Roof
Metal
Pool
Yes
Waterfront
Yes
Control Depth
3
Zoning
IS - Improved Subivision District

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Listing Courtesy Of Coastal Collection Real Estate Inc., Contact:

Selling Office: .