27999 Lobster Tail Trl, Little Torch, FL 33042

Property Description

Welcome to Coral Shores Estates in Little Torch Key, where modern construction meets the relaxed waterfront lifestyle of the Lower Florida Keys. Built in 2022, this elevated waterfront home offers storm-ready peace of mind, rental flexibility, and easy island living. This 3-bedroom, 2-bath residence features 1,176 sq ft of efficiently designed living space on a 5,000 sq ft lot, ideal as a full-time home, vacation getaway, or income-producing property. Short-term rentals are allowed with a 28-day minimum, creating excellent potential for seasonal or extended-stay rental income. Built to current hurricane wind standards, the home features elevated modular construction, a durable metal roof, and impact-resistant windows and doors. Located in Flood Zone AE8, the property includes an assumable flood insurance policy, and the newer construction with wind mitigation features may contribute to lower insurance costs. Additional highlights include a tankless water heater, covered parking, and ample side-yard space for boat or trailer storage. Enjoy a rare Keys feature: the home sits on a plugged swimming canal, offering calm, clear water perfect for swimming, paddleboarding, and kayaking--without boat traffic or wake. A private dock with swim ladder provides direct canal access, and the neighborhood boat ramp is just two minutes away for quick and convenient launching. Inside, the bright open layout flows to a covered screened porch overlooking the water, perfect for morning coffee or sunset views. Mature coconut, banana, and papaya trees complete the tropical setting and capture the true Florida Keys lifestyle.