Key West Homes with Assumable Finance Terms

Key West Homes with Assumable Finance Terms

Welcome to Key West, Florida—a tropical paradise where vibrant sunsets meet the azure waters of the Gulf of Mexico. Nestled in Monroe County, Key West is renowned for its rich history, eclectic architecture, and a laid-back lifestyle that attracts visitors and residents alike. This charming island city is famous for its lively Duval Street, stunning beaches, and the iconic Ernest Hemingway Home and Museum, making it a cultural gem in the heart of the Florida Keys.

For those considering a move to this enchanting locale, Key West offers an array of homes with assumable finance terms, providing a unique opportunity for buyers to step into existing mortgage agreements. This can be particularly beneficial in today’s fluctuating interest rate environment, allowing you to take advantage of lower rates that may have been locked in by previous homeowners. Whether you’re looking for a cozy cottage, a modern condo, or a luxurious waterfront estate, the real estate market in Key West is as diverse as its vibrant community.

Living in Key West means embracing a lifestyle filled with outdoor adventures, from snorkeling in the coral reefs to enjoying water sports. The island's warm climate and friendly atmosphere make it a haven for those seeking a relaxed yet engaging environment. With homes available that offer assumable financing, your dream of owning a piece of this tropical paradise is closer than ever. Don’t miss your chance to experience the unique allure of Key West—where island living meets financial flexibility!

Newest Key West Homes with Assumable Finance Terms

3228 Eagle Ave, Key West
$530,000
2 Beds ⋅ 2 Baths ⋅ 621140 MLS
Here is your opportunity to own a piece of paradise in Key West! This inviting home offers a great opportunity to start living in one of the most unique destinations in the Florida Keys. Inside, you'll find wood flooring throughout and comfortable living spaces filled with plenty of natural light. The recently remodeled kitchen is well positioned as the heart of the home and connects to the surrounding living area for everyday living and entertaining. Upstairs are two spacious bedrooms, each with large sliding glass doors that open to an inviting second-floor balcony--a great spot to enjoy your morning coffee or relax at the end of the day. Outside, the fully fenced property provides privacy and a great space for pets, entertaining, or simply spending time outdoors. Come see the possibilities and discover your own place in Key West!

3228 Eagle Ave, Key West
34 Golf Club Dr, Key West
$839,900
3 Beds ⋅ 2 Baths ⋅ 619859 MLS
Welcome to island living in the highly sought-after Key West Golf Club community! This beautifully maintained home at 34 Golf Club Drive offers the perfect blend of comfort, upgrades, and convenience in a gated neighborhood just minutes from Old Town Key West. This light-filled home features an open-concept living area with soaring ceilings, luxury vinyl plank flooring, and sliding glass doors that bring the outdoors in. The updated kitchen offers quartz countertops, white cabinetry, stainless steel appliances, and a functional layout ideal for entertaining or everyday living. Thoughtful upgrades include impact windows on the front and back of the home, hurricane shutters for major entrances and side windows, spray foam insulation in the crawl space, and a newer air handler installed approximately five years ago. A new rear fence and gate provide direct access to the golf course, while peaceful views of the 5th and 6th holes and lagoon create a relaxing island atmosphere. The upstairs bedrooms feature beautiful vaulted ceilings, adding charm and an airy feel throughout the upper level. Outdoor spaces are surrounded by mature tropical landscaping, perfect for relaxing or entertaining. Additional highlights include a termite guarantee already in place for added peace of mind and an assumable VA loan for military buyers with an exceptionally low 1.99% interest rate. Subject to lender approval and VA guidelines. Non-military buyers may not assume the loan due to the fact, the seller wishes to keep his Entitlement. Residents of the Key West Golf Club community enjoy access to resort-style amenities including two pools, a fitness center, gated security, and beautifully maintained grounds. Whether you're searching for a primary residence, second home, or investment opportunity, this property captures the essence of easy Key West living.

34 Golf Club Dr, Key West
3034 Riviera Dr, Key West
$3,398,000
3 Beds ⋅ 4 Baths ⋅ 619475 MLS
Your Dream Waterfront Oasis Awaits! Immerse yourself in refined elegance in this 3-bedroom, 4-bathroom sanctuary. The crown jewel of this residence is the unparalleled canal frontage, complete with a new 24k lb boat lift and ~58' of new seawall, offering seamless ocean access. Step inside to experience the spacious living areas, illuminated by tons of natural light, with tile flooring throughout. Marvel at the attention to detail in the updated kitchen featuring a waterfall island and all new stainless steel appliances. Outside, a heated salt pool, equipped with automation and a water feature, invites you to unwind amidst the lush turf and enchanting landscape lighting. Relish in unparalleled privacy with a comprehensive privacy wall and fencing, enhanced by a Mosquito Nix system for a pleasant outdoor experience. Enjoy the added conveniences of a whole-house automatic generator and on-demand gas water heater. Nestled in an environment that offers the best waterfront living, your lifestyle is enhanced by limitless opportunities for boating and fishing--right from your backyard: automatic front gates, circular driveway, and awning-covered parking round out this unparalleled offering. Elevate your life with this matchless blend of luxury and oceanic freedom!

3034 Riviera Dr, Key West
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