Breezeswept Bch Est (27.5) Homes with FHA Finance Terms

Breezeswept Bch Est (27.5) Homes with FHA Finance Terms

Welcome to Breezeswept Beach Estates, a hidden gem nestled in the picturesque Ramrod Key, Florida. This charming subdivision, located in Monroe County, offers a unique blend of tranquility and coastal living that is hard to resist. With its stunning views and lush landscapes, Breezeswept Beach Estates is the perfect place for those seeking a serene escape while still being close to the vibrant lifestyle of the Florida Keys.

The homes in Breezeswept Beach Estates are designed with comfort and style in mind, featuring open floor plans, modern amenities, and plenty of outdoor space to soak up the sun. Whether you're looking for a cozy retreat or a spacious family home, this subdivision has a variety of options to suit your needs. The community is known for its friendly atmosphere, where neighbors become friends, and everyone enjoys the laid-back lifestyle that the Florida Keys are famous for.

One of the standout features of Breezeswept Beach Estates is the accessibility of FHA financing options for potential homeowners. This means that your dream of owning a piece of paradise could be more attainable than you think! With favorable terms, you can explore the possibility of securing a home in this idyllic location without the stress often associated with financing.

Embrace the coastal lifestyle at Breezeswept Beach Estates, where the sun shines, the breezes flow, and the community welcomes you with open arms. Discover your perfect home in this enchanting subdivision and start your journey toward a life filled with sunshine and serenity!

Newest Breezeswept Bch Est (27.5) Homes with FHA Finance Terms

27383 Saint Martin Ln, Ramrod
$1,399,000
4 Beds ⋅ 3 Baths ⋅ 621339 MLS
Offering twice the space and an exceptional waterfront lifestyle, this 4 bedroom, 3 bath Ramrod Key home offers 2,242 sq. ft. of living space on a 6,000 sq. ft. canal-front lot and includes the adjacent 6,000 sq. ft. lot, creating a combined 12,000 sq. ft. property with plenty of room to enjoy the Florida Keys lifestyle. Boaters will appreciate the 10,000 lb. boat lift, while brand-new Trex dock provides a fresh setting for days spent along the water. Designed with family and guests in mind, the main level features a welcoming living room with a fireplace and direct access to the rear deck overlooking the canal. A well-appointed kitchen is complemented by a conveniently located pantry and laundry area just off the kitchen, while a guest bedroom and full bath complete this level. Upstairs, the primary ensuite offers its own fireplace, creating a comfortable private retreat. Two additional guest bedrooms feature balcony access, while a bonus living room provides a versatile second gathering space with direct access to the upper rear deck. With waterfront decks extending from both living areas, the home makes it easy to transition from indoor living to the outdoors and enjoy the canal views. A spacious 2-car garage provides abundant room for vehicles, boating gear and recreational equipment, complemented by 658 sq. ft. of permitted downstairs storage. A metal roof installed in 2017 adds another notable feature to the home. Whether gathering across multiple living areas, relaxing on the waterfront decks or heading out by boat for a day on the water, this property offers the space and versatility to make the most of life in the Keys. With an adjacent lot included in the sale, generous storage and a layout made for spending time together, it is easy to see why the sellers describe it simply as ''the perfect family house.''

27383 Saint Martin Ln, Ramrod
27334 Guadaloupe Ln, Ramrod
$1,099,000
3 Beds ⋅ 2 Baths ⋅ 621076 MLS
This waterfront home features impact windows and doors throughout, providing reliable security and peace of mind. Boating enthusiasts will appreciate the direct canal access with no bridges to open water, making it easy to head straight out for a day on the water. The canal-side setup includes a 30' long concrete dock, giving you a dedicated spot to tie up your boat right behind the house. Inside, the home boasts a light-filled 3-bedroom, 2-bathroom open layout designed for comfortable coastal living. The updated kitchen is a chef's delight, complete with granite countertops, stainless steel appliances, a Frigidaire gallery refrigerator, and a built-in wine rack. Additional interior highlights include a dedicated laundry room and a primary bathroom with a large soaking tub in the en-suite. Downstairs, you will find versatile utility and storage space perfect for keeping all your gear organized. Nestled in the desirable island neighborhood of Breezeswept Estates on Ramrod Key, this home offers an authentic Florida Keys lifestyle with direct access to crystal-clear waters, world-class diving, snorkeling, and premier fishing. Launch with ease from a public boat ramp less than two miles away, and spend your weekends exploring popular nearby sandbars. After a day on the water, take a quick walk or bike ride to several local restaurants. This location seamlessly combines quiet neighborhood charm with unbeatable access to the best marine adventures in the Keys.

27334 Guadaloupe Ln, Ramrod
673 Indies Rd, Ramrod
$989,000
3 Beds ⋅ 2 Baths ⋅ 620596 MLS
Elevated Coastal Living in Breezeswept Beach Estates. Skip the typical vacation rentals & step into a home designed specifically for the genuine Florida Keys lifestyle. Situated on a quiet street within Breezeswept Beach Estates, this well-maintained 3-bedroom, 2-bathroom stilt home perfectly balances premier boating access with a peaceful, scenic setting. The property's positioning is truly distinct. While the back of the home centers around a deep-water canal optimized for quick navigation to open water, the front looks out over tranquil salt ponds--treating you to wide-open, mirror-like sunset views without the interruption of forward neighbors. This home has direct ocean side access or easily head out back to the Gulf for some backwater fishing or spending the day at the sandbar via Niles Channel or Pine Channel. This property will stand out as a your own piece of paradise, a pristine basecamp for the serious waterman or anyone seeking an authentic island retreat. Key Features Include: *The heart of the home features a sleek kitchen with stainless steel appliances, complemented by fully updated bathrooms, and fixtures throughout. *Large windows capture the distinct natural light of the lower keys, making the interior feel bright, airy, and connected to the water. Enjoy waterfront views from every room in the house. *Unwind on the expansive, screened back porch overlooking your canal, or catch the evening colors shifting over the salt ponds from the front balcony. *The ground level features a massive, 600 sq. ft. fully enclosed storage enclosure, giving you a secure, dedicated space for dive tanks, fishing gear, and all your workspace needs.

673 Indies Rd, Ramrod
27395 Barbuda Ln, Ramrod
$1,300,000
3 Beds ⋅ 3 Baths ⋅ 620566 MLS
Discover the ideal blend of comfort, space, and waterfront living in this beautifully maintained canal-front home on Ramrod Key. Offering 2,392 sq. ft. of living space with 3 bedrooms, 2.5 baths, a versatile bonus room, and loft, this spacious residence is perfectly suited for full-time living, a vacation getaway, or an investment property. With 60' of dockage and easy ocean access, boating enthusiasts will appreciate the convenience of reaching some of the Florida Keys' best fishing, diving, snorkeling, and sandbar destinations in minutes. Inside, soaring cathedral ceilings and elegant arched entryway create a bright, inviting atmosphere, while the open-concept floor plan is designed for comfortable everyday living and effortless entertaining. The dining area opens directly onto the covered deck, creating a seamless transition between indoor and outdoor living and providing the perfect setting for al fresco dining or morning coffee. Impact windows provide added protection and natural light, while durable Hardie Board siding enhances the home's long-term appeal. The expansive primary suite serves as a private retreat, featuring an oversized walk-in closet and a spacious en-suite bath. A generous guest bedroom also offers a large walk-in closet, and the bonus room and loft provide flexible space for additional guests, a home office, or recreation. A dedicated laundry room on the first floor adds everyday convenience. Outdoor spaces are designed to embrace the Florida Keys lifestyle. Enjoy the paver driveway, side yard, and rear patio, rinse off after a day on the water in the outdoor shower, and take advantage of the lower-level enclosure for storing kayaks, paddleboards, fishing gear, and all your boating essentials. Whether you're spending the day on the water or relaxing at home, this Ramrod Key waterfront property offers everything you need to experience the best of island living.

27395 Barbuda Ln, Ramrod
27358 Jamaica Ln, Ramrod
$949,000
3 Beds ⋅ 2 Baths ⋅ 620276 MLS
Discover the laid-back waterfront lifestyle you've been dreaming of at this charming canal-front home in Breezeswept Beach Estates on Ramrod Key. Perfectly situated with water on 2 sides this property offers 150' of waterfront including a deep water basin, excellent dockage and easy access for boating, fishing, kayaking, or paddle boarding right from your backyard. Offering a flexible floor plan with separate living spaces on each level, this property is ideal as a full-time residence, vacation getaway, or investment opportunity. Upstairs, you'll be welcomed into a bright and inviting Great Room that serves as the heart of the home, with sliding doors leading to a screened lanai overlooking the canal where you can enjoy the island breezes. The functional kitchen offers plenty of space for everyday living and effortless entertaining, while the spacious primary bedroom and full bathroom provide a comfortable retreat. Downstairs offers two additional bedrooms, a full bath, laundry room, and a separate living area, providing plenty of space for guests or extended family. Storm ready with CBS construction, impact windows and doors and metal roof. Outdoor living takes center stage with an expansive yard and outdoor shed for convenient storage for all your boating and fishing gear. With quick ocean access from the canal, boaters can be on the water in no time, enjoying world-class fishing diving, Looe Key and endless adventures throughout the Florida Keys. Conveniently located on Ramrod Key, home to two popular outdoor restaurants with live entertainment, miniature golf and convenience store just a quick bike ride away, marina with boat ramp, and just a short drive from Key West, this waterfront retreat captures everything people love about life in the Florida Keys.

27358 Jamaica Ln, Ramrod
27348 Dominica Ln, Ramrod
$2,200,000
3 Beds ⋅ 2 Baths ⋅ 620145 MLS
Welcome to your waterfront retreat on Ramrod Key, where beautiful open water views, quick ocean access, and exceptional outdoor living create the ultimate Florida Keys lifestyle. Built by renowned Tom Ryan in 2007, this well-maintained 3-bedroom, 2-bath home is designed for both relaxation and adventure. Step inside to a bright, open-concept living area featuring a spacious kitchen with ample storage and seamless flow between the living, dining, and outdoor spaces. A split floor plan offers privacy for owners and guests alike, while the primary suite enjoys its own porch overlooking your private salt pool, creating the perfect place to greet the sunrise with a cup of coffee. Outside, the property truly shines. Boaters will appreciate the 40-foot dock with a 60-foot walkway and quick access to the Atlantic Ocean. Spend your days fishing, diving, or exploring the backcountry before returning home to unwind beneath the tiki hut or take a dip in the heated and chilled saltwater pool, recently recoated and tiled and offering up to 6 feet of depth. A small sandy beach adds to the island charm and provides a unique waterfront setting rarely found in the Keys. Additional features include impact windows and doors, metal roof, a dedicated laundry room and garage with ample storage for all your gear, making this property an ideal full-time residence, vacation home, or investment opportunity. Experience the best of waterfront living in the Lower Florida Keys.

27348 Dominica Ln, Ramrod
750 W Indies Dr, Ramrod
$975,000
3 Beds ⋅ 2 Baths ⋅ 619877 MLS
This three bedroom , two bathroom home sits on an expansive 12,200 square foot piece of property in the highly sought after Breezeswept Beach Estates neighborhood on Ramrod Key. Upstairs there are two bedrooms and one bath, and a large kitchen and living room. Downstairs is a one bedroom, one bathroom bungalow with a complete kitchen! The exterior of the property has several updates, including storage sheds, 90 feet of brand new docks with water, electric and a brand new built in fish cleaning table. A new roof was installed in 2023. Plenty of room to stretch out on this property, lots of parking, room for boat trailers, and totally fenced in for your pets. Excellent location for open water access, short canal ride and a couple minutes to picnic island for a relaxing afternoon and sunset!

750 W Indies Dr, Ramrod
27395 Saint Lucie Ln, Ramrod
$1,125,000
3 Beds ⋅ 2 Baths ⋅ 619645 MLS
Welcome to your piece of paradise in Breezeswept Beach Estates, where laid-back island living meets premier canal-frontage. From here, it's an easy cruise to open water--perfect for early morning fishing runs, sunset sails, or spontaneous sandbar days. Inside, this bright and breezy retreat has been thoughtfully updated with stainless steel appliances, sleek Silestone countertops, and warm hickory cabinetry--bringing that effortless coastal style to life. Step outside and the vibe continues: low-maintenance artificial turf and durable Trex decking, ready for paddleboards, kayaks, or just dangling your feet in the water. With 60 feet of concrete seawall, there's plenty of room to dock your boat and head out whenever the mood strikes. A two-car garage and generous downstairs storage mean all your gear--from fishing rods to beach cruisers-has its place. The fully fenced yard offers the perfect setting for private entertaining, backyard barbecues, and easy island nights under the stars. Breezeswept Beach Estates features a voluntary association that fosters a friendly, connected community and maintains a neighborhood website for just $25/year. The only thing missing...is you.

27395 Saint Lucie Ln, Ramrod
27433 Antigua Ln, Ramrod
$1,480,000
4 Beds ⋅ 3 Baths ⋅ 617241 MLS
NEW CONSTRUCTION WATERFRONT HOME. POOL INSTALLATION UNDERWAY. RECENTLY APPRAISED AT $1.6M. Price reduced for quick sale! Completed in 2025 and move-in ready, this 4-bedroom, 3-bath waterfront residence on Ramrod Key blends modern coastal design, quality construction, and exceptional boating access within a classic waterfront setting. Built for the Florida Keys lifestyle, the home features solid CBS construction, a metal roof, & impact-rated windows and doors for durability, efficiency, & peace of mind. A brand-new pool is currently being installed, and a premium outdoor kitchen is already installed, creating a turnkey space for outdoor entertaining and relaxed island living. Inside, natural light fills the open-concept floor plan, where porcelain tile flooring, a striking floating staircase, and designer fixtures create a clean, sophisticated coastal aesthetic. The chef-inspired kitchen features quartz countertops, shaker-style cabinetry, stainless steel appliances, & an easy connection to the spacious living & dining areas. Expansive terraces extend the living space outdoors, offering tropical breezes & beautiful waterfront views. For boaters, the property offers direct water access from a brand-new 150-square-foot composite dock. From here, the best of the Lower Keys is within easy reach from world-renowned Looe Key Reef & nearby sandbars to exceptional fishing, diving, island hopping, & sunset cruising. Thoughtfully designed with sustainability in mind, this Green Certified home also includes a 3 kW solar system, water cistern, & greywater reuse system, pairing modern comfort with environmentally conscious features and the potential for long-term utility savings. A garage & generous ground-level storage provide plenty of room for kayaks, paddleboards, fishing gear, dive equipment, & everything needed to enjoy life on the water. With 2025 construction, direct boating access, a new 30' dock, pool installation currently underway, outdoor kitchen, & a recent $

27433 Antigua Ln, Ramrod
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