Pine Channel Estates (29.5) Homes with FHA Finance Terms

Pine Channel Estates (29.5) Homes with FHA Finance Terms

Welcome to Pine Channel Estates, a hidden gem nestled in the heart of Big Pine Key, Florida. This charming subdivision, known for its serene atmosphere and stunning natural beauty, offers a unique blend of coastal living and community spirit. With its lush landscapes and picturesque waterways, Pine Channel Estates is the perfect destination for those seeking a tranquil retreat while still being close to the vibrant culture of the Florida Keys.

Homes in Pine Channel Estates are designed with comfort and style in mind, featuring a variety of architectural styles that cater to diverse tastes. Whether you're looking for a cozy cottage or a spacious family home, you'll find something that suits your needs in this idyllic community. One of the standout features of Pine Channel Estates is the availability of FHA financing options, making it easier for first-time homebuyers and those looking to invest in their dream home to take the plunge.

Living in Pine Channel Estates means embracing an outdoor lifestyle, with easy access to boating, fishing, and snorkeling in the crystal-clear waters that surround the area. The community is also conveniently located near local shops, restaurants, and recreational facilities, ensuring that you have everything you need right at your fingertips.

If you're ready to experience the charm of Pine Channel Estates and discover the perfect home for you, don’t hesitate to reach out. With FHA financing available, your dream of living in this beautiful part of Florida can become a reality. Come and explore the possibilities that await you in Pine Channel Estates!

Newest Pine Channel Estates (29.5) Homes with FHA Finance Terms

29486 Ranger Ave, Big Pine
$1,200,000
3 Beds ⋅ 2 Baths ⋅ 621285 MLS
Your Florida Keys lifestyle is calling! This newly updated Big Pine Key home offers 3 bedrooms, 2 bathrooms and a spacious screened porch The perfect place to relax, entertain and enjoy the island breeze. Boaters will love the 75 feet of seawall, excellent boating access and plenty of storage for all the fishing and water-sports gear. With a strong rental history, this property also offers exciting income-producing potential. Whether you're searching for a full-time island home, vacation getaway or investment property, this one checks all the boxes! Closing would need to be after January 1 , 2027.

29486 Ranger Ave, Big Pine
29663 Saratoga Ave, Big Pine
$1,295,000
3 Beds ⋅ 2 Baths ⋅ 620002 MLS
Homes offering this level of detail, space & modern construction are a rare find in the Lower Keys. Built in 2023 in desirable Pine Channel Estates, this exceptional waterfront home offers 75' of dockage on a deep, wide canal with quick access to Pine Channel. Tucked in far enough to avoid traffic noise, yet moments from open water, the location delivers the best of the Lower Keys lifestyle. Bonus-Low insurance costs! Designed with both luxury & functionality in mind, this split floorplan home showcases extensive upgrades & designer finishes throughout including crown custom built-ins, crown moulding, recessed LED lighting, upgraded designer fixtures, impact windows & doors, & durable Hardie board siding. The stunning kitchen serves as the centerpiece of the home with quartzite countertops, custom cabinetry, premium finishes & abundant space to gather and entertain, while quartzite carries through the bathrooms for a cohesive upscale feel. The expansive upstairs screened lanai creates an ideal indoor/outdoor living space with designer details throughout and plenty of room to relax, dine & entertain year-round. Downstairs offers expansive covered entertaining areas, outdoor shower, hot tub & 300 sq ft enclosure perfect for storage, tackle room, gym, workshop or additional flex space. True laundry/utility room adds practicality rarely found in Keys homes. Custom closet built-ins throughout. Additional features include a cistern (not currently in use), exceptional indoor & outdoor living space, & a beautifully designed waterfront setting built for boating, entertaining & enjoying the Keys lifestyle. The clear canal water here is a standout rarely found elsewhere. Double framed dock for boat lift. Homeowners/Windstorm=$2,645. Flood=$2,164

29663 Saratoga Ave, Big Pine
29635 Saratoga Ave, Big Pine
$1,450,000
3 Beds ⋅ 2 Baths ⋅ 619377 MLS
Welcome to your slice of island paradise in Pine Channel Estates in Big Pine Key! This beautifully built 3bedroom, 2bath CBS home offers the perfect blend of durability, comfort, and laid-back Keys living. Constructed with poured concrete floors and designed for peace of mind, the home features a tiled interior, a tiled roof, and convenient accordion shutters throughout. Step outside and embrace the tropical lifestyle, lush surroundings, charming paver walkways, and multiple spaces designed for relaxation and entertaining. Unwind in the screened porch as ocean breezes roll through, or soak your cares away in the hot tub beneath the stars. A cozy gazebo creates the perfect shaded retreat for afternoon cocktails or morning coffee. For boating enthusiasts, this property is a dream come true. Enjoy quick access to open water with your private seawall and boat lift, making every day a perfect day to be on the water. Additional storage provides room for all your gear, from fishing rods to paddleboards. Whether you're seeking a full-time residence, weekend escape, or investment opportunity, this home captures the essence of tropical living where every day feels like a vacation.

29635 Saratoga Ave, Big Pine
29544 Independence Ave, Big Pine
$799,000
2 Beds ⋅ 2 Baths ⋅ 618629 MLS
LOCATION and PRICE is the KEY to this charming one level lower keys waterfront coastal retreat. 75' canal-frontage, 2 bedrooms, 2 full baths plus a bonus all-season sunroom. Property is furnished with many upgrades. Generous and impressive living space is perfect for entertaining and family gatherings. Grab a siesta or your favorite beverage while overlooking the canal from the sunroom or on the covered patio. Pine Channel Estates is a sought-after subdivision highlighting quick open deep water access to the ocean and back country for stellar world class fishing, diving and snorkeling. Use your creativity when enhancing your island style to the vast outdoor canvas. Possible room for a pool and tiki hut. Large attached garage plus plenty of parking for all your vehicles, boat/trailer and even a hookup for the RV and Generator. Bike to the nature park, shops, restaurants, water sports and pharmacy. Take a short boat ride to KiKi's for a delicious meal and live music. 30 minutes to Key West! This property is ideal as a primary, second or investment. Savor your slice of paradise today!

29544 Independence Ave, Big Pine
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