Tropical Bay (30.5) Homes with FHA Finance Terms

Welcome to Tropical Bay, a hidden gem nestled in the heart of Big Pine Key, Florida, within Monroe County. This charming subdivision offers a unique blend of serene island living and modern conveniences, making it an ideal destination for those seeking a tranquil lifestyle without sacrificing accessibility.

Tropical Bay boasts a vibrant community atmosphere, where neighbors become friends and the natural beauty of the Florida Keys is just outside your door. With lush tropical landscaping and a picturesque waterfront, residents can enjoy the stunning sunsets and the soothing sounds of the ocean. The area is perfect for outdoor enthusiasts, with plenty of opportunities for boating, fishing, and exploring the nearby wildlife refuges.

The homes in Tropical Bay are not only beautiful but also financially accessible. Many properties are eligible for FHA financing, making it easier for first-time homebuyers and those looking to invest in this idyllic paradise. With competitive interest rates and lower down payment options, you can secure your dream home in this stunning location without breaking the bank.

Whether you’re looking for a cozy retreat, a family home, or a vacation getaway, Tropical Bay offers a variety of options to suit every lifestyle. Embrace the laid-back island life while enjoying the modern amenities that make living here a breeze. Explore the possibilities and discover why Tropical Bay is the perfect place to call home in Big Pine Key, Florida. Your tropical paradise awaits!

Newest Tropical Bay (30.5) Homes with FHA Finance Terms

$1,400,000

3 Beds ⋅ 2 Baths ⋅ 620815 MLS

Discover your paradise in the heart of Big Pine Key! This beautifully maintained 3-bedroom 2-bath CBS, stilted home offers the perfect blend of Lower Keys Island charm and all the modern comforts. Step inside to find a bright, wide-open living space designed for relaxed Keys living and entertaining, with plenty of room for family & friends. Outside, your private backyard oasis awaits. Take a refreshing dip in the sparkling pool/hot tub, lounge in the tropical sun, or entertain your guests in the expansive outdoor living areas amidst the lush tropical landscaping. Whether you're enjoying morning coffee watching the sunrise over the Bay or unwinding with a cocktail after a day on the water, this home is designed for year-round enjoyment. Located in the tranquil Tropical Bay Estates community, you'll be literally minutes from world-class fishing, boating diving, nature trails within the natural beauty of the fabulous Lower Keys. Whether you're searching for a full-time residence, a vacation retreat or a profitable vacation investment rental, this exceptional property offers the laid-back island lifestyle you've been dreaming of. Come experience the best of the Florida Keys-where every day feels like a vacation.

1518 Sunrise Dr, Big Pine

$1,695,000

4 Beds ⋅ 3 Baths ⋅ 619740 MLS

Welcome to the ultimate angler's retreat in Tropical Bay Estates. This elevated concrete waterfront home offers quick access to both the Atlantic and Gulf, putting you in the heart of world-class fishing and diving. Located just a few miles from Bahia Honda State Park, you're ideally positioned for elite tarpon fishing, backcountry action, reef trips, and offshore runs. The dock is built for serious fishermen, featuring a 50' concrete seawall, 15,000 lb boat lift, fish cleaning station, underwater fish lights, and a shaded dockside area with crank out awning, everything you need for seamless days on the water. Built in 1993 with solid concrete construction, the home is designed for durability and comfort, with impact windows and doors, a new metal roof, updated A/C system, and thoughtful upgrades throughout. Inside, you'll find a spacious primary suite with California closet system, whirlpool tub, walk-in shower, and dual sinks, along with two oversized screened lanais to enjoy the coastal breeze. The ground level offers over 1,100 sq ft of enclosed garage space, perfect for storing gear, tackle, and water toys, along with a 250 lb ice maker, multiple freezers. Additional features include a cargo lift, whole-house water filtration and softener system, and tankless hot water. After a long day on the water, unwind just a few minutes walk away at No Name Pub, a local favorite known for its laid back Keys vibe. This is more than a home, it's a Keys Fisherman's paradise Built like a fortress!

30363 Flamingo Ln, Big Pine

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